How much is the average workers comp settlement?
In Texas, there are no traditional workers' compensation "settlements." This is why it is important to squeeze as much as the law allows out of the claim to put it to your advantage. Texas workers' comp laws are designed to guarantee lifetime medical care for injuries (as long as the treatment is reasonable, necessary, and related) and income benefits for a limited period of disability. Then the closest thing to a "settlement" is an impairment rating. A doctor applies a book (The AMA Guides to the Evaluation of Permanent Impairment) to determine an impairment rating percentage. This generates a numerical percentage, and the adjuster pays 3 weeks of benefits for every percentage point. Often the doctors chosen by employers and insurance carriers will "zero out" most injured employees, dramatically understating their permanent damage and reducing the value of their "settlement" to essentially nothing. There are steps to dispute the assigned impairment rating. Normally an employee has 90 days to dispute the first rating assigned and request a medical exam and/or hearing.
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